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Why do wills and trusts matter after a divorce?
A divorce changes who should inherit, who should make decisions, and who should care for minor children. Old wills, beneficiary designations, and powers of attorney may still name a former spouse. Updating those documents is part of protecting the family's future.
A divorce can affect some beneficiary designations, but it does not necessarily update every document. A former spouse may still be named in a will, trust, insurance policy, or retirement account. The safest approach is to review and update the estate plan after the divorce is final.
A testamentary trust is created inside a will and takes effect after death. It can hold assets for minor children, a surviving spouse, or a beneficiary who needs long-term management. It can set ages, purposes, and a trustee's authority.
A guardian should be someone you trust to raise your children and manage their well-being. The nomination is made in a will or a separate guardianship document. Discuss the choice with the proposed guardian and consider a backup.


